BEESMART AND BECOME A PAYROLL MEMBER
We can offer you an easy way to save and borrow through our BEESMART payroll service if you work for an organisation that is based in our Common Bond. If your company is located in the areas shown below you are eligible to open a savings account and have access to ethical and affordable lending. You can also become a member if you work for, or are a tenant of a Housing Trust in our Common Bond.
HOW IT WORKS
Firstly you will need to submit a loan or savings application using the options below – don’t worry, you will be able to access either service once you are a Member. Once your application is received and approved, we will contact your payroll department and arrange to deduct a regular amount each month from your salary. The funds will be transferred to us so we can place them into your membership account on your behalf. You will receive free life savings insurance and your savings are protected by the Financial Services Compensation Scheme.
BEESMART Common Bond
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By having a savings account with us, you are also eligible to apply for an affordable loan which is often more competitive than High Street Banks and payday or doorstep lenders. There are no early repayment fees if you pay your loan off early and interest is only charged on the outstanding balance so you will see it decrease as the balance gets lower. We will beat any personalised quote from other loan providers for loans of £5,000 or over and they can be paid back through payroll deduction.
CHECK OUR LOAN CALCULATOR AND APPLY HERE
By being a member you can register to have easy access to online balance statements, transfers and loan requests. Search for ‘Manchester Credit Union’ in the App Store or Google Play to download our App.
